(Contributed post for our North American readers)
There’s nothing better than cruising down the open road with nothing between you and the asphalt but your bike. The thrill is part of the fun. Unfortunately, the lack of protection also adds to the potential for injury in the case of a wreck.
If you get in a motorcycle crash, you may be uncertain whether or not to hire legal help. In many instances, where there’s only slight property damage, the case will be handled by the insurance companies, and you don’t have to worry about hiring an attorney. However, sometimes, you should have someone who is in a better position to handle your claim.
It’s best to be prepared and know how to proceed if something does happen. In this article, we’ll go over five reasons you might want to have a lawyer on your side after an accident.
The Accident Resulted in Severe Injuries
Motorcyclists face severe injuries and even death in the instance of a crash. According to a post on the site for Diamond and Diamond Lawyers, “motorcyclists account for a disproportionate amount of catastrophic injuries sustained on roads and highways.”
If you suffered injuries in a motorcycle accident, a lawyer would be able to help you fight for your claim. In some cases, insurance adjusters will deny your request or rush a settlement in order to save money. If this is the case, you might be missing out on fair and fit compensation for the damages that you accrue as a result of the accident.
An attorney has an understanding of your legal rights and can negotiate on your behalf. They will identify the amount of compensation that you deserve.
The Insurance Company Is Using Unfair Tactics
An insurance company will possibly use tactics to reduce the amount of money that they owe you. These bad practices include fighting over medical costs or trying to prove that an injury was related to a preexisting condition rather than the accident in question.
A company may also offer you a low settlement directly after the accident. Even if you think that the offer sounds fair, its best to consult with a lawyer to make sure that you’re expecting the right amount.
Your Claim Has Been Denied
In some cases, the company may deny your claim. Insurance plans are designed to be complicated so that consumers can’t easily understand the terms. At times, you may feel as if you’re at the mercy of your agent, but the truth is, they aren’t always looking out for your best interest.
There are state and federal laws designed to protect consumers. A motorcycle lawyer will take a comprehensive look at your case and the relevant legislation and ensure that you’re given a chance to fight your denied claim.
One Party Bears Fault
In some cases, more than one party could bear fault. Each state has different laws surrounding fault in auto accidents, and you may want an attorney to help you cut through the red tape. Lawyers can help you identify which party to contact for compensation and negotiate on your behalf.
You Have Legal Questions
Getting in a motorcycle accident is horrifying. Even if you walked away without serious injuries, it’s easy to get shaken up and to feel lost in the midst of all of the insurance claims. Most people aren’t familiar with the intricate nuances of motorcycle laws and insurance policies. A lawyer will help you with any query you might have after the accident.
The Verdict
An experienced motorcycle lawyer takes over the burden of negotiating from you. By hiring legal assistance, you won’t have to worry that you’re being taken advantage of by the insurance company. You can value your claim and fight for the compensation that you deserve.